How much cash will I need?
See the deposit, complete transaction-cost allowance, and remaining buffer separately.
Your cash range
- Regulatory maximum loan
- AED 1,600,000
- Minimum price deposit
- AED 400,000
- Transaction-cost allowance
- AED 140,000–180,000
- Total cash needed
- AED 540,000–580,000
- Remaining buffer at upper allowance
- AED 20,000
Indicative—not an approval, quote or offer.
Continue to my assessmentAssumptions
- Maximum LTV
- 80%
- Purchase-cost range
- 7%–9%
- Property valuation
- Provided
- Rules version
uae-ready-property-2026-07-30.5
What the allowance covers
These are components within the 7%–9% planning allowance, not exact quotations.
| Component | What it covers | Treatment |
|---|---|---|
| DLD transfer and administration | Transfer and administration charges | Within 7%–9% total |
| Trustee office | Completion service charges | Within 7%–9% total |
| Agency fee and VAT | Agency commission and applicable VAT | Within 7%–9% total |
| Mortgage registration | Registration based partly on the loan amount | Within 7%–9% total |
| Bank processing | Application or arrangement charge | Within 7%–9% total |
| Valuation | Lender-appointed property valuation | Within 7%–9% total |
| First-year cover | Life and property insurance or takaful | Within 7%–9% total |
| Residual planning allowance | Other completion and document charges | Within 7%–9% total |