How much could I borrow?
See the regulatory affordability ceiling and a conservative Planning Range before speaking to anyone.
Your Planning Range
AED 2.08m–2.43m- Regulatory affordability ceiling
- AED 2,432,000
- Stressed debt capacity
- AED 2,432,000
- Annual-income multiple
- AED 3,780,000
- Limiting factor
- Stressed debt capacity
Indicative—not an approval, quote or offer.
Continue to my assessmentOur assumptions
- DBR limit
- 50%
- Stress range
- 8.75%–10.75%
- Market pricing
- Insufficient comparable coverage — no aggregate Market Rate Snapshot is published yet
- Rules version
uae-ready-property-2026-07-30.5
Evidence behind your range
Both figures use explicit planning stress assumptions, not market pricing: the lower figure stresses repayments at 10.75% and the upper figure at 8.75%. The lower of stressed debt capacity and the annual-income multiple sets each boundary.